🏠 HELOC Calculator
Calculate your Home Equity Line of Credit available amount, payments, and interest
Property & Loan Details
Current Home Value ($)
Outstanding Mortgage Balance ($)
Combined LTV Ratio (%)
Most lenders allow 80-85% combined LTV
HELOC Interest Rate (%)
Draw Period (years)
Repayment Period (years)
Amount You Plan to Draw ($)
HELOC Summary
Available Home Equity
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Maximum HELOC Credit Line
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Your Draw Amount
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Interest-Only Monthly Payment
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Full Amortization Payment
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Total Interest (Interest-Only)
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Total Cost (IO + Repayment)
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Equity Breakdown
Mortgage
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HELOC
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Remaining Equity
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